πŸ›‘οΈ New India Assurance Specialist

Secure Your Family with InsuranceKaro

Focusing on New India Assurance Health policies, Mediclaim modules, and LIC plans. Compare side-by-side with 12 parameters and direct 24x7 claim settlement support.

βœ” IRDAI Certified
βœ” 500+ Happy Clients
βœ” Claim Support Assistance
βœ” 24x7 Consultation

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Top Insurance Companies We Compare

Proven Track Record

Our Numbers Speak for Our Commitment

We match you with leading insurance policies and guide you from proposal submission to claim settlement.

β‚Ή75+ Cr
Sum Assured Covered
98.6%
Claim Settlement Support Ratio
650+
Active Clients Nationwide
12+
Insurance Brand Partners
⚑ Side-by-Side Comparison

Compare Insurance Plans (New India & LIC)

Review up to 12 comparison parameters side-by-side, including Eligibility Age, Cashless Hospitals, Room Rent Limit, waiting periods, Claim Settlement Ratios, and Pros & Cons.

Compare Plans A vs B
New India Assurance

Popular Health Insurance Policies

Select from premium health insurance products customized for individual and family protection.

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Individual Health

Personalized cover safeguarding a single individual against unexpected medical emergencies and cashless hospitalization costs.

  • βœ” Custom Sum Insured
  • βœ” Cashless treatment panel
  • βœ” Direct tax savings under 80D
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Family Floater Health

A single policy that covers medical expenses for your entire family under one shared premium cover pool.

  • βœ” Shared cover pool
  • βœ” Multi-member discount
  • βœ” Restoration benefits included
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Senior Citizen Health

Tailor-made health cover for elderly parents and seniors aged 60+ with pre-negotiated cashless treatments.

  • βœ” Age 60 to 80 entry
  • βœ” Low co-pay options
  • βœ” Pre-existing cover options
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Top-Up Health Plan

Enhance your existing health insurance coverage threshold at highly competitive premium rates.

  • βœ” Higher threshold covers
  • βœ” Low additional cost
  • βœ” Works with base policies
Mediclaim Module

New India Assurance Mediclaim Plans

Standardized hospital reimbursement covers tailored for basic medical and surgical treatments.

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Individual Mediclaim

Reimbursement of medical and surgical expenses incurred during emergency hospitalization for individuals.

  • βœ” Room, board, nursing covers
  • βœ” ICU & OT charges covered
  • βœ” Pre/post-hospitalization costs
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Family Mediclaim

Covers hospitalization expenses of the entire household with cashless network support across panels.

  • βœ” Single premium for family
  • βœ” Daycare treatments covered
  • βœ” Simplified claims processing
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Senior Citizen Mediclaim

Dedicated medical expense safeguards for seniors with customized co-payment rates and direct claims assistance.

  • βœ” Standardized room limits
  • βœ” Fast-track claim clearance
  • βœ” Pre-existing disease credits
LIC Section

LIC Protection & Wealth Saving Plans

Secure your family's future and build regular streams of income with standard LIC policies.

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Term Insurance

Pure risk coverage offering high sum assured payouts at minimal premium rates to safeguard family liability.

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Endowment Plans

Combination of savings and life risk cover, offering maturity bonus benefits at policy completion.

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Money Back Plans

Periodic survival payouts during the policy term alongside active life cover protection.

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Pension Plans

Secure stable income post-retirement with fixed regular annuity checks and wealth safety features.

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Child Plans

Guarantee child higher education funding and marriage expenses even in parents' absence.

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ULIP Plans

Hybrid products combining market link mutual funds investment with immediate life insurance benefits.

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Retirement Plans

Long term premium saving structures designed to accumulate strong corpus sizes for passive living.

Client Trust

What Our Clients Say

Read reviews from customers who secured their health and life covers through InsuranceKaro.

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"I was admitted to Fortis Hospital for gallbladder surgery. The cashless approval got stuck due to medical history query. Vikram personally visited the hospital TPA desk and got it cleared in 1 hour. Highly recommended!"

- Ramesh Chawla Chandigarh (Health Insurance)
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"Buying Term Life Insurance via InsuranceKaro was an eye opener. Vikram explained details about suicide exclusions, smoker definitions, and claims documentation, which direct portals hide under fine-print."

- Anjali Nair New Delhi (Life Insurance)
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"Excellent renewal support! They sent me WhatsApp reminders 30 days prior and helped port my commercial truck insurance to a new company, saving us almost 20% on the premiums."

- Harpreet Singh Ludhiana (Motor Insurance)

Claim Coordination Case Studies

Emergency Hospitalization Clearance (New India Health)

β‚Ή2,45,000 Settled

The Challenge: Client faced acute appendicitis. Cashless pre-auth rejected initially by insurer stating lack of doctor notes for pre-existing hypertension.

The Solution: We obtained doctor records certifying hypertension was controlled with regular medication and submitted it to the TPA portal at 7 AM. Cashless approval granted by 9:30 AM.

Own-Damage Vehicle Claim Coordination

β‚Ή86,500 Settled

The Challenge: Client car hit a divider leading to bumper and radiator leakages. Workshop estimated β‚Ή95,000 repair cost. Insurer surveyor raised query regarding accident timeline matching.

The Solution: We retrieved dashcam footages proving accident time, filed the claims surveyor details, and coordinated replacement of engine parts under zero-depreciation coverage.

FAQ Help

Frequently Asked Questions

Quick answers about buying plans, porting coverage, and requesting claims support.

Knowledge Guides

Insurance Insights & Articles

Read our quick guides to make smart insurance decisions.

Health Insurance

Best Health Insurance Plans in India: How to Choose?

A comprehensive analysis of parameters such as claim settlement ratio, cashless hospital network, room rent limits, and waiting periods for pre-existing diseases.

Life Insurance

Term Plan vs ULIP: Which is Better for Security?

Unmasking the key differences between Term Life Insurance (pure protection) and Unit Linked Insurance Plans (investment + insurance) to help you decide.

Tax Planning

Understanding Tax Savings Under Section 80C and 80D

Learn how you can legally maximize your tax deductions using life insurance premium, health cover, and retirement plan tax brackets in India.

Claim Assistance

Top 5 Reasons Your Claim Might Get Rejected

Avoid these common mistakes in claim filing, policy declaration, and document submission to secure 100% claim settlement guarantee.

Ready to Secure Your Future with Confidence?

Speak directly with a New India Assurance and LIC specialist. Get customized rate calculations, cashless hospital lookup lists, and complete application support without any service charges.

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